GERLING – KONZERN   
ALLGEMEINE VERSICHERUNGS-AKTIENGESELLECHAFT  | 
 
Certificate of Insurance  | 
| Agency | 
Open Cover | 
Number | 
| Address of Agency | 
GERLING SERVICE NEDERLAND N.V. Herengracht 520, 1017 cc Amsterdam / The Netherlands Tel.: (20)5249213 Telefax: (20)6268093 Telegrams: Gerlingnet | 
This is to certify that under the above-named open cover insurance is granted to  
ORDER   
For account of whom it may concern.   
Sum insured: USD123,046(USD one hundred twenty three thousand forty six only)   | 
| Insured goods | 
DEMINERLIZED WHEY POWDER
 
 
 
 
  
Gross weight: Net weight: Shipping marks:
 
  Packing:  | 
121380.00 kgs 119000.00 kgs CH/99/66.908 -------------- DALIAN CHINA 4760 25kg in 4-ply paper sacks with inner polyethylene liner and big bags in 7x20’ containers as per contract no. CH/99/66.908 and as per LC no. LC8230074/99  |    | 
| Insured Voyage | 
Place of commencement of insurance  
Interior of Helsinki Finland  | 
To  
Dalian, P.R.C.  | 
Via  
Rotterdam the Netherlands  | 
By means of transport  
With mv Sea Nodica and Lindoe Maersk Shipping date September 15, 1999  | 
| Conditions | 
 
 
- Marine Insurance (ADS) and Special Conditions for Cargo (ADS Guterversicherung 1973) 
 
 - Conditions of the above-mentioned open cover. 
 
 - From the conditions overleaf the following are applicable.
 9, 10, 11  
 - Cover applies to the voyage between the places of commencement and termination of insurance mentioned above as per Warehouse to of _____ days after discharge from the ocean vessel at the part of destination. 
 
 - In addition:
 claims payable in China in currency of the draft, covering ocean marine transportation All risks, War risks.  
  
Claims are payable to the bearer. The certificate is made out in 3 originals. If a claims is paid against one of them the other(s) with be void.   | 
| Important instructions to be followed in case of loss or damage see overleaf. | 
Claims Survey Agent ( to be called in when claims exceed the amount of DM2000.- or countervalue in other currency)  
Huatai Insurance Agency & Consultant Service Ltd. 115 Sidalin Road Dalian China tel (411)2654528, 2630872 fax (411)2804558 Telex 86222 picc cn  | 
Date September 12, 1999  
GERLING – KONZERN ALLGEMEINE VERSICHERUNGS-AKTIENGESELLSCHAFT  |